• Twitter
  • Facebook
01442 266614
|
contactus@forwardfinance.net
|
D2 The Courtyard, Alban Park, Hatfield Road, St Albans, Hertfordshire, AL4 0LA
Forward Finance
  • Home
  • Request To Call
  • Short Term Loans
    • How it works
    • Collection Methods
  • Apply for a Loan
  • FAQ
  • News
  • My Account
  • Menu Menu

Why to consider taking a loan, to help cover the cost of Christmas?

At Forward Finance, we fully appreciate that Christmas can be a daunting time, especially now with the current financial crisis.

Some people are very tempted to turn to a loan company, to help cover some of the costs associated with Christmas. However when considering using a loan for this reason, it is important to really look at your finances and if the loan and the repayments are affordable to you. If you find yourself struggling with your finances, it can be very hard to keep your kids happy as Christmas to them can often seem a very big deal.

If you are struggling with your current bills on a monthly basis, then taking out a loan is probably not the best solution for you. It worth mentioning that as a long standing loan provider in the region, we understand that it is not easy for everyone, so if you do approach us for a loan we don’t just take your credit rating into account, we will look at what is affordable to you and realistic in terms of the amount you apply for.

A loan at Christmas is not for everyone, it is also not uncommon to see some people apply for a loan to help them cover some of the costs associated with the festive season.

Why to consider taking a loan, to help cover the cost of Christmas?

When considering a loan we would always advise, to consider can I afford the repayments?

If I can afford the repayments, how much do I really need to borrow to help cover some of the cost? Never lend more than you need too, be realistic!

Christmas loans can help in several ways. With a Christmas loan they can be taken out over a long or short period of time, so you have time to make the loan work for you and meet the repayments. Many people may use a Christmas loan to cover a range of expenses, such as Christmas dinner or presents. Below are some more examples:

  • To alleviate some of the pressure of buying presents that are more expensive
  • Use a loan to help purchase a main present, which can be difficult to pay for in one go.
  • Christmas dinner is not a cheap meal, so they may use a loan to help buy all the ingredients needed.
  • Some people may use the loan to help with the cost of living during the festive period, most parents like to keep their kids active and that normally has a cost associated with it when the kids are off school.

Are you eligible to apply for a Christmas loan?

If you would like to put in an application for a christmas loan with Forward Finance, then all you need to do is contact us through our contact form on our website or call us for an informal chat.

Please be aware so that we can ensure the loan is affordable for you and that you can meet the regular payments, we will need to carry out a credit check. We want to help where we can, so we will work closely with you, to ensure we do our due diligence from our end and ask about your personal circumstances and finances, so we can hopefully be in a position to approve the loan and assist with your application.

One of our team is always on hand to assist, so please do not hesitate to reach out to us for an informal chat and to see if we can help?

Latest News

  • Is It Bad To Have DebtIs It Bad To Have DebtFebruary 28, 2023 - 12:52 pm
  • Improving Your Credit Score in 2023Improving Your Credit Score in 2023January 31, 2023 - 1:18 pm
  • Cline Firm Loan Companies - What To Be Aware OfClone Firm Loan Companies – What To Be Aware OfOctober 18, 2022 - 2:53 pm
  • Why to consider taking a loan, to help cover the cost of Christmas?Why to consider taking a loan, to help cover the cost of Christmas?October 12, 2022 - 2:43 pm
  • Do you have to have a perfect credit score to be considered for a loan?Do you have to have a perfect credit score to be considered for a loan?September 18, 2022 - 2:40 pm
  • Why is a hard credit search carried out?Why is a hard credit search carried out?September 10, 2022 - 2:36 pm
  • Watch Out For Loan Sharks During The Cost of Living CrisisWatch Out For Loan Sharks During The Cost of Living CrisisAugust 29, 2022 - 7:00 pm
  • Why Do People Need Loans?Why Do People Need Loans?August 11, 2022 - 6:37 pm
  • Wedding Loans - What Your Need To KnowWedding Loans – What Your Need To KnowJuly 29, 2022 - 6:22 pm
  • What Can Impact Your Chances Of Getting A Loan?What Can Impact Your Chances Of Getting A Loan?July 7, 2022 - 6:04 pm
  • Should I Take Out A Loan During The Cost of Living Crisis?Should I Take Out A Loan During The Cost of Living Crisis?June 13, 2022 - 7:47 pm
  • Can A Loan Be Used To Pay For A BirthdayCan A Loan Be Used To Pay For A BirthdayMay 20, 2022 - 7:30 pm

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk
Authorised and regulated by the Financial Conduct Authority | FCA Number 670659

Call Forward Finance, your friendly, neighbourhood loan company on

01442 266614

© Copyright 2023 Forward Finance | Forward Business Enterprises Ltd trading as Forward Finance. | Consumer Credit Association | SEO by DUO Digital
GDPR Policy | Privacy Notice | Terms & Conditions | Our Complaints Procedure
  • Twitter
  • Facebook
Do you have to have a perfect credit score to be considered for a loan? Do you have to have a perfect credit score to be considered for a loan? Cline Firm Loan Companies - What To Be Aware Of Clone Firm Loan Companies – What To Be Aware Of
Scroll to top