Forward Business Enterprises Ltd trading as Forward Finance
This explains how and why we acquire and use your personal information in accordance with Regulation (EU) 2016/679, the General Data Protection Regulations (GDPR), and the Data Protection Act 2018.
This is to comply with our legal and regulatory obligations and fulfil our legitimate interests of promoting responsible lending. If you do not provide us with your information, we will not be able to lend to you.
We may also use your information for other purposes where you have consented to this for example for surveys and research.
When CRAs receive a search from us they place a search “footprint” on your credit file whether or not the application proceeds. Records remain on file with CRAs and FPAs for 6 years after they are closed, whether your loan is settled by you or defaulted.
More information about CRAs and how they use personal information is available at https:www.experian.co.uklegal/crain/ or you can contact the agencies below:
TransUnion, One Park Lane, Leeds, LS3 1EP. Tel: 0330 024 7574 or visit:https://www.transunion.co.ukconsumer-enquires or email: consumer@transunion .co.uk
Equifax Ltd, Customer Service Centre, PO Box 10036, Leicester, LE3 4FS. Tel: 0333 321 4043 or 0800 014 2955 or visit: https:/www.equifax.co.uk/Contact-us/Contact_Us_Personal_solutions.html or email: UKDPO@equifax.com
Experian, PO BOX 9000, Nottingham, NG80 7WP. Tel: 0344 481 0800 or 0800 013 8888 or visit: http://www.experian.co.uk/consumer/contact-us/index.html
If you have a question, want to exercise your rights or make a complaint, please contact our Data Protection Officer Elliot Lanceman at D2 The Courtyard, Alban Park, Hatfield Road, St Albans, Hertfordshire AL40LA
You can also make a complaint to the Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF, telephone 0303 123 1113
I agree to the terms of this Privacy Notice and acknowledge that as part of my loan application the lender may undertake searches of my records with Credit Reference Agencies and Fraud Prevention Agencies and that information regarding my loan account including positive, delinquent and default data will be reported to those agencies and may be accessed by other organisations which search my records.
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk
Authorised and regulated by the Financial Conduct Authority | FCA Number 670659
Call Forward Finance, your friendly, neighbourhood loan company on